All kinds of mortgages for all kinds of people

At Post Office, we understand that everyone's situation is different. That is why we have teamed up with Bank of Ireland UK to offer a new mortgage range that could work for you.

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Not sure what you're looking for?


Are you looking for a mortgage for your own home or a property to let?

Do you currently own a property?

Have you owned a property in the past?

Would you like help funding your deposit?

Types of Mortgages you could consider ...

Move house

A lifetime mortgage which is payed back through your estate at the end of your lifetime.

First Start

Let your family help you get more for your money without having to contribute towards your deposit by acting as a sponsor.


A unique mortgage allow you to borrow into retirement and make repayment during your lifetime.

Buy to Let

Make the most of your rental property by getting a mortgage that suits you. Choose from a range of Buy to Let mortgages.

Buy to let

Make the most of your rental property by getting a mortgage that suits you. Choose from a range of Buy to Let mortgages.


Monthly payments which fluctuate in line with the Bank of England Base rate. This means your mortgage repayments could go up or down over time.

Fixed Rate

Peace of mind and security with our fixed rate mortgages. Know exactly what your monthly payments will be for a set period of time.

Post Office Retirement Link

A mortgage for those on pension income with various repayment options.

Post Office Family Link TM

Your parents or close relatives could help fund your deposit without touching their savings by using the value in their home.

How much can I borrow?

Use our simple calculator to see how much you could borrow based on your current circumstances.

Our Mortgages

View our full range of mortgages and find one that suits your needs.

Here for what matters

At Post Office we can offer you

  • A wide range of mortgages
  • Access to apply for loans, credit cards, mortgages and savings
  • An alternative to UK banks

First Time Buyer Top Tips

There's so many costs you might not think about ...

Contact us or apply

Arrange a call back

Select a time that suits you best and we will give you a call back

Ways to apply

Find out what you will need when applying online or by phone

Call us on

0800 707 6206
We are available 8.30am-7.30pm Mon-Fri and 9.00am-1.30pm Sat
Closed on Sundays

    Why us?

    Here are some of the awards we have won over the last few years. The awards relate to the product range, application process and servicing which are provided in conjunction with Bank of Ireland UK.

Best Online Mortgage Lender 2018-19

Best Fixed Rate Mortgage Provider 2018

Personal Finance Provider of the Year 2018

Small print

Subject to status and lending criteria. Written mortgage illustrations available upon request. Borrowers must be aged 18 or over.

Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited . Our FCA Register Number is 409080. You can confirm our registration on the FCA's website ( ).